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Transparent Monthly Pricing

Expert US Bookkeeping starting from $199/mo. Zero fluff.

No full-time salary overhead ($65,000+/year). No surprise hourly bills. Fixed monthly retainers designed for small businesses that don't need a full-time bookkeeper, all the way to companies closing by the 5th.

No Full-Time Needed

Essential

From$199/mo

Businesses that don't need a full-time bookkeeper • Solos, LLCs & SMBs • Up to 75 txns/mo

Starting from $199/mo • Saves $60,000+/year vs hiring full-time in-house

What's included:

  • Monthly bank & credit card account reconciliations
  • Transaction categorization in QuickBooks Online or Xero
  • Monthly Profit & Loss (P&L) + Balance Sheet
  • Chart of accounts setup & maintenance
  • Year-end 1099 vendor tracking & CPA tax packet
  • Dedicated human bookkeeper with Controller review
  • Email support with 24–48hr response time
  • Up to 75 transactions per month
Start from $199/mo
Most Popular Recommended

Growth

From$499/mo

$20K–$100K/mo revenue • Expanding SMBs & venture startups • Up to 250 txns/mo

From $499/mo • Covers 90% of growing businesses with active payroll & billing

What's included:

  • Everything in Essential (from $199/mo), plus:
  • Accrual or modified cash accounting + close by 5th
  • Up to 250 txns & multiple merchant feeds (Stripe/Shopify)
  • Accounts Payable (AP) bill pay & AR invoicing support
  • Payroll reconciliation (Gusto, Rippling, ADP) & 1099 filings
  • Sales tax nexus monitoring (up to 5 states)
  • Cash flow summary & monthly strategy review call
Book Growth Diagnostic
Controller & Scale

Scale

From$1,299/mo

$100K–$300K/mo revenue • Multi-state • ASC 606 revenue recognition

Institutional finance for venture-backed and high-scale companies

What's included:

  • Everything in Growth (from $499/mo), plus:
  • Dedicated Controller oversight & board-ready financial pack
  • ASC 606 deferred revenue waterfall & contract rev rec
  • Department-level P&L (Eng, Sales, Marketing, G&A)
  • Multi-state sales tax filing (10+ states) + economic nexus
  • Burn rate, runway, and cash flow forecasting
  • Big-4 audit-ready workpaper preparation
Book Scale Diagnostic
Enterprise

Custom

Custom

$300K+/mo revenue • Multi-entity • ERP • Dedicated pod

What's included:

  • Everything in Scale, plus:
  • NetSuite / Sage Intacct ERP setup & management
  • Multi-country consolidation (US + UK + India + more)
  • Transfer pricing documentation & Form 5472 compliance
  • Named Controller + dedicated 2-person finance pod
  • Weekly close option & real-time custom dashboards
  • Board meeting prep & strategic finance modeling
Discuss Custom Plan
Download Founder Monthly Close Checklist PDF
The Fractional Advantage

Do you really need a full-time bookkeeper?

In the US, hiring an in-house bookkeeper costs over $78,000/year once you add salary, payroll taxes, and benefits. For businesses with under 100 transactions a month, you are paying for 150 hours of downtime.

Traditional In-House Route

Full-Time In-House Bookkeeper

Est. Cost
$6,500/mo
Expensive overhead: Average US salary ($65,000) + employer payroll taxes (7.65%) + healthcare & benefits = ~$78,000–$85,000/year.
Paying for idle time: You pay for 160 hours/month even if your business only requires 5–10 hrs/mo of active bookkeeping.
Single point of failure: Sick leaves, vacation delays, employee turnover, and expensive training cycles.
No controller review: A standalone junior bookkeeper still makes mistakes that require expensive CPA cleanup at tax time.
Annual financial commitment: ~$78,000/year + recruiting fees
Recommended Solution
Finendra Fractional Service

Dedicated Fractional Bookkeeper

Transparent Fee
From$199/mo
$
Annual Business Savings
Save $75,612 / year (97% less)
Tailored for your volume: 1–75 transactions/mo reconciled monthly in QuickBooks Online or Xero with zero wasted spend.
Dual-layer quality: Dedicated certified bookkeeper + senior Controller review on every month-end reconciliation.
CPA tax-ready: Monthly P&L, Balance Sheet, 1099 vendor tracking, and clean workpapers ready for tax season.
100% Flexible: Month-to-month retainer, zero lock-in, live within 48 hours without hiring headaches.
Start with Essential (from $199/mo)Book 15-Min Scoping Call

🔒 Month-to-month retainers • QuickBooks & Xero Certified ProAdvisor • US Standard Chart of Accounts • No setup fees

No Full-Time Bookkeeper Needed

Don't need a full-time in-house bookkeeper?

Why pay a $65,000/year salary plus benefits when you only need part-time bookkeeping? Our Essential Plan starts from just $199/mo. You get monthly bank and credit card reconciliations, transaction categorization in QuickBooks or Xero, monthly P&L and Balance Sheet statements, and CPA tax-ready books with zero setup fees and no long-term contracts.

Up to 75 txns/mo Bank & card feed recs Monthly P&L & Balance Sheet 1099 tracking & CPA ready Month-to-month, cancel anytime
Essential Tier
From$199 /mo
Save 95%+ vs full-time hire
Get Started from $199

Compare plans

What's included in every tier

A line-by-line breakdown of the scope, seniority, and deliverables behind each plan — so you can match the role to the work you actually need done.

Scroll the table sideways to compare all four plans.

Detailed comparison of Finendra accounting plans by scope and deliverables
CapabilityNo Full-Time NeededEssential$199 /moMost PopularGrowth$499 /moController & ScaleScale$1,299 /moEnterpriseCustomCustom
Fit & Engagement Model
Best for revenue stageNo full-time needed ($0–$25K/mo)$25K–$100K/mo revenue$100K–$300K/mo revenue$300K+/mo revenue
Monthly investmentFrom $199 /moFrom $499 /moFrom $1,299 /moCustom
Full-time hire savingsVersus hiring an in-house US bookkeeper ($65,000+/year salary + benefits)Save ~$62,000+/yrSave ~$59,000+/yrSave ~$50,000+/yrDedicated Team
Accounting basisCash basisAccrual or modified cashAccrual (ASC 606 rev rec)Full GAAP / Multi-entity
Close cadenceMonthly by 10th5th of each month5th of each monthWeekly option
Dedicated bookkeeperA named human accounting professional who knows your accounts.Included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Senior controller oversightMonthly checkMonthly lead reviewDedicated ControllerController & Pod
Bookkeeping & Operations
Monthly transaction volumeUp to 75 txnsUp to 250 txnsUp to 1,000 txnsUnlimited custom
Bank & card reconciliationsIncluded in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Chart of accounts hygieneIncluded in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Tax-ready annual workpapers & 1099 trackingIncluded in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Accounts payable & bill payNot included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Accounts receivable & collectionsNot included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Payroll processing (Gusto/Rippling) & 1099sNot included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Sales tax nexus monitoringNot included in EssentialUp to 5 states15+ states + filingGlobal nexus
Multi-entity & intercompany consolidationNot included in EssentialNot included in GrowthIncluded in ScaleIncluded in Custom
Reporting & Strategic Finance
Monthly Profit & Loss and Balance SheetIncluded in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Monthly board-ready reporting deckNot included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Burn rate & cash runway forecastingNot included in EssentialIncluded in GrowthIncluded in ScaleIncluded in Custom
Department-level P&L (Eng, Sales, Mktg)Not included in EssentialNot included in GrowthIncluded in ScaleIncluded in Custom
Custom KPI dashboard (CAC, LTV, NRR)Not included in EssentialNot included in GrowthIncluded in ScaleIncluded in Custom
Big 4 audit-ready workpapersNot included in EssentialNot included in GrowthIncluded in ScaleIncluded in Custom
Board meeting attendance & fundraising modelsNot included in EssentialNot included in GrowthNot included in ScaleIncluded in Custom
Start from $199/moBook Growth DiagnosticBook Scale DiagnosticDiscuss Custom Plan
Free Founder Resource

The 27-Point Founder Month-End Close Checklist

The step-by-step operating checklist used by seed-stage startups and VC-backed companies to close their books by the 5th of every month. Reconcile Stripe, clear AP, track deferred revenue, and calculate true cash runway.

  • ASC 606 Rev Rec Guidelines
  • Runway & Burn Formulas
  • Multi-State Payroll Steps
  • Audit-Ready Workpapers

Get Instant Free Access

Delivered directly to your screen as a printable 2-page PDF.

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Proposal

Request a proposal

Send us your volumes and current setup and we'll come back with a written proposal: recommended role mix, scope, fixed monthly fee, and a start date.

  • Response within one business day
  • Fixed fee — no hourly surprises
  • No obligation and no long-term lock-in
🔒 Confidential & Protected:We never share your details. Scoped proposal delivered within 1 business day.

Pricing questions, answered

What each plan covers, how billing works, and how quickly your accountant can be up and running on your books.

Essential Bookkeeping & Small Business FAQ

What's included & Deliverables

Billing & Contracts

Not sure which plan fits your stage?

Tell us your current MRR and transaction volume. We'll recommend the exact right plan and deliver an audit-ready transition roadmap.

Schedule a Consultation