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US Bookkeeping starting from $199/mo • No Full-Time Hire Needed

Why Hire a Full-Time Bookkeeper?
Get Expert Books starting from $199/mo.

Dedicated US bookkeeping, monthly bank reconciliations, and close by the 5th for small businesses, solo operators, and growing teams who don't need a $65k/year in-house bookkeeper. Pristine, CPA-ready financials in QuickBooks Online or Xero.

Fractional finance operations tailored for:

Solo Founders & Single-Member LLCs
Agencies & Consultancies ($10K–$100K/mo)
Startups, SaaS & eCommerce
Financial reporting dashboard used by Finendra startup clients

Modern accounting stack we operate in

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Startups & SMBs Supported

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Reconciled to Bank Feed

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Avg Cost vs In-House

The Fractional Advantage

Do you really need a full-time bookkeeper?

In the US, hiring an in-house bookkeeper costs over $78,000/year once you add salary, payroll taxes, and benefits. For businesses with under 100 transactions a month, you are paying for 150 hours of downtime.

Traditional In-House Route

Full-Time In-House Bookkeeper

Est. Cost
$6,500/mo
Expensive overhead: Average US salary ($65,000) + employer payroll taxes (7.65%) + healthcare & benefits = ~$78,000–$85,000/year.
Paying for idle time: You pay for 160 hours/month even if your business only requires 5–10 hrs/mo of active bookkeeping.
Single point of failure: Sick leaves, vacation delays, employee turnover, and expensive training cycles.
No controller review: A standalone junior bookkeeper still makes mistakes that require expensive CPA cleanup at tax time.
Annual financial commitment: ~$78,000/year + recruiting fees
Recommended Solution
Finendra Fractional Service

Dedicated Fractional Bookkeeper

Transparent Fee
From$199/mo
$
Annual Business Savings
Save $75,612 / year (97% less)
Tailored for your volume: 1–75 transactions/mo reconciled monthly in QuickBooks Online or Xero with zero wasted spend.
Dual-layer quality: Dedicated certified bookkeeper + senior Controller review on every month-end reconciliation.
CPA tax-ready: Monthly P&L, Balance Sheet, 1099 vendor tracking, and clean workpapers ready for tax season.
100% Flexible: Month-to-month retainer, zero lock-in, live within 48 hours without hiring headaches.

🔒 Month-to-month retainers • QuickBooks & Xero Certified ProAdvisor • US Standard Chart of Accounts • No setup fees

Comprehensive Solutions

Everything your back-office needs to run on autopilot.

01

Bookkeeping

Daily transaction recording, categorization, and a ledger that is always current and audit-ready.

  • • Transaction categorization
  • • Chart of accounts hygiene
02

Accounting

Accrual and cash-basis accounting managed by experienced global accounting professionals.

  • • GAAP & IFRS-aligned entries
  • • Accruals and prepaids
03

Payroll Processing

Full-cycle payroll including filings, benefit deductions, and contractor payments.

  • • Global & multi-state payroll
  • • International contractor payments
04

Accounts Payable (AP)

Vendor bills captured, approved, and paid on schedule so nothing slips past a due date.

  • • Approval workflows
  • • Vendor management
05

Accounts Receivable (AR)

Invoicing, collections follow-up, and aging control to shorten your cash conversion cycle.

  • • Automated invoicing
  • • Collections follow-up
06

Bank & Card Reconciliations

Every bank and credit card account reconciled on a fixed cadence with documented variances.

  • • Monthly reconciliation
  • • Variance documentation

How we onboard your finance function

01

Discovery & assessment

We review your current books, systems, and reporting gaps, then scope the exact work required.

02

Onboarding & clean-up

We migrate access, document your workflows, and bring historical records fully current.

03

Ongoing operations

Your dedicated pod runs the monthly cycle and delivers reporting on a fixed calendar.

Tailored Expertise Across Industries

01Technology & SaaS
02eCommerce
03Healthcare
04Professional Services
05Marketing Agencies
06Construction
07Real Estate
08Manufacturing
All industries we serve →
Finendra accounting professionals reviewing client reporting

Why Finendra

A dependable finance operation, built around accuracy, security, and clear communication.

Global accounting expertise

Teams trained across international accounting standards (GAAP & IFRS), global tax frameworks, and multi-currency reporting.

Dedicated professionals

A named accountant and reviewer who know your business, not a rotating queue.

Secure & confidential

Access controls, encrypted document handling, and strict confidentiality protocols.

Accurate, timely reporting

Fixed close calendars so your statements arrive on the same date every month.

Scalable solutions

Capacity that expands with transaction volume without a new hiring cycle.

Transparent communication

Clear status updates, shared checklists, and responses within one business day.

Cloud-based workflows

QuickBooks, Xero, and modern automation replacing spreadsheets and email threads.

Cost-effective

A fully staffed finance function for materially less than an in-house team.

Our Mission

To simplify financial operations for growing businesses through dependable accounting expertise, modern technology, and exceptional client service.

Our Vision

To become a trusted global finance operations partner, enabling businesses to scale confidently while we manage the numbers behind their success.

Pricing

Outcome-based bookkeeping & accounting starting from $199/mo

No hourly surprises. Fixed monthly tiers scaled to your needs: Essential bookkeeping starting from $199/mo for businesses that don't need a full-time bookkeeper, Growth from $499/mo, Scale from $1,299/mo, and Custom enterprise plans.

No Full-Time Needed

Essential

From$199/mo

Businesses that don't need a full-time bookkeeper • Solos, LLCs & SMBs • Up to 75 txns/mo

Starting from $199/mo • Saves $60,000+/year vs hiring full-time in-house

What's included:

  • Monthly bank & credit card account reconciliations
  • Transaction categorization in QuickBooks Online or Xero
  • Monthly Profit & Loss (P&L) + Balance Sheet
  • Chart of accounts setup & maintenance
  • Year-end 1099 vendor tracking & CPA tax packet
  • Dedicated human bookkeeper with Controller review
  • Email support with 24–48hr response time
  • Up to 75 transactions per month
Most Popular Recommended

Growth

From$499/mo

$20K–$100K/mo revenue • Expanding SMBs & venture startups • Up to 250 txns/mo

From $499/mo • Covers 90% of growing businesses with active payroll & billing

What's included:

  • Everything in Essential (from $199/mo), plus:
  • Accrual or modified cash accounting + close by 5th
  • Up to 250 txns & multiple merchant feeds (Stripe/Shopify)
  • Accounts Payable (AP) bill pay & AR invoicing support
  • Payroll reconciliation (Gusto, Rippling, ADP) & 1099 filings
  • Sales tax nexus monitoring (up to 5 states)
  • Cash flow summary & monthly strategy review call
Controller & Scale

Scale

From$1,299/mo

$100K–$300K/mo revenue • Multi-state • ASC 606 revenue recognition

Institutional finance for venture-backed and high-scale companies

What's included:

  • Everything in Growth (from $499/mo), plus:
  • Dedicated Controller oversight & board-ready financial pack
  • ASC 606 deferred revenue waterfall & contract rev rec
  • Department-level P&L (Eng, Sales, Marketing, G&A)
  • Multi-state sales tax filing (10+ states) + economic nexus
  • Burn rate, runway, and cash flow forecasting
  • Big-4 audit-ready workpaper preparation
Enterprise

Custom

Custom

$300K+/mo revenue • Multi-entity • ERP • Dedicated pod

What's included:

  • Everything in Scale, plus:
  • NetSuite / Sage Intacct ERP setup & management
  • Multi-country consolidation (US + UK + India + more)
  • Transfer pricing documentation & Form 5472 compliance
  • Named Controller + dedicated 2-person finance pod
  • Weekly close option & real-time custom dashboards
  • Board meeting prep & strategic finance modeling
Founder Testimonials & Results

What founders say

Real results from venture-backed startups and high-growth businesses running daily operations on Finendra.

Arjun Patel

Arjun Patel

Co-Founder & CEO • Hyperlayer AI (YC W24)

San Francisco, CA

Starter → Growth
48-Hour Seed Diligence

Zero audit adjustments & clean ASC 606 revenue recognition

"We incorporated in Delaware and signed with Finendra on day one. When our $2.8M seed round diligence kicked off, the lead investor's audit team requested 18 months of monthly waterfall schedules and revenue recognition models. Deepak's pod had everything reconciled in QuickBooks and Stripe down to the cent. Diligence wrapped in 48 hours without a single reclassification question. Easily the best financial decision we made as early-stage founders."
Financial & Tech Stack
QuickBooks OnlineStripe BillingMercuryGusto
YC W24 • Seed ($4M ARR)Verified Client
Sarah Lin

Sarah Lin

Founder & COO • Aura Living Co.

Austin, TX

Growth
14 States Sales Tax Compliant

Automated COGS & 100% SKU-level gross margin visibility

"Our previous bookkeeping agency completely choked on multi-channel Shopify payouts, payment gateway fees, and returns. Finendra rebuilt our entire chart of accounts, integrated A2X clearing accounts, and automated landed COGS tracking. For the first time, we know our true gross margins by SKU and our multi-state sales tax filings across 14 states run on autopilot without penalty notices."
Financial & Tech Stack
Shopify PlusA2XQuickBooks OnlineBill.com
Bootstrapped • $1.2M GMVVerified Client
David M. Reynolds

David M. Reynolds

Director of Finance • Biosphere Science Institute

Boston, MA

Scale
Spotless Uniform Guidance Audit

12 federal grant allocations with zero audit findings

"Managing 12 federal and private research grants with strict indirect cost rate caps used to mean 60-hour crunch weeks before our annual audit. Finendra established segregated fund accounting schedules and monthly payroll allocation sheets that gave us our first spotless Single Audit (Uniform Guidance) in four years. They operate with the rigor of a Big-4 audit team."
Financial & Tech Stack
QuickBooks Desktop / QBOBill.comPaylocityExcel Models
Research 501(c)(3) • $6M BudgetVerified Client
Free Founder Resource

The 27-Point Founder Month-End Close Checklist

The step-by-step operating checklist used by seed-stage startups and VC-backed companies to close their books by the 5th of every month. Reconcile Stripe, clear AP, track deferred revenue, and calculate true cash runway.

  • ASC 606 Rev Rec Guidelines
  • Runway & Burn Formulas
  • Multi-State Payroll Steps
  • Audit-Ready Workpapers

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WHO'S BEHIND IT

Built by a working accountant, not a sales desk.

Not a faceless agency — Finendra is founded and operated by a hands-on finance practitioner who personally configures your charts of accounts, reconciles bank feeds, and closes the books directly.

Deepak Kumar - Founder & Controller

Deepak Kumar

@deepakkumar

FOUNDER & MANAGING CONTROLLER • B.COM, LL.B.

Deepak Kumar is a full-charge accountant and financial controller with 9+ years of hands-on international accounting experience spanning US, UK, and Indian regulatory frameworks. Certified as an Intuit QuickBooks Online ProAdvisor and holding dual degrees in Commerce (B.Com) and Law (LL.B.), he has directed statutory and internal audits for premier commercial organizations including Cipla, Lifestyle International, and Max Fashion.

Finendra grew directly out of his work managing finance operations for high-growth tech startups and cross-border businesses at Escalon and Avolon — solving the exact pain point founders face: messy charts of accounts, broken Shopify/Stripe revenue recognition, missed nexus thresholds, and chaotic due diligence. Instead of handing off your financial ledger to junior offshore temps, every Finendra engagement runs with dedicated controller oversight, daily bank feed hygiene, and institutional month-end closes.

9+ Years International ExperienceCertified QuickBooks ProAdvisorEx-Auditor (Cipla, Max, Lifestyle)B.Com + LL.B. (Law)Controller For 100+ Closes

Frequently asked questions

Ready to simplify your finances?

Talk to a Finendra specialist about your books, your systems, and what a dedicated finance pod would handle for you.